Chapter 7

Commonly known as a liquidation, a Chapter 7 bankruptcy can be your first step to financial freedom from medical bills and credit cards.

Chapter 13

Chapter 13 Bankruptcy is commonly called a reorganization. In a Chapter 13 Bankruptcy, a debtor is allowed 3-5 years to pay back certain debts, like car loans, mortgage arrears, tax debts, etc.

Stop Foreclosure

Chapter 13 can stop foreclosure


Most commonly asked questions
The vast majority of people are able to keep all of their possessions after filing bankruptcy.
There is no right answer. We will discuss your situation and explain the differences. The process and path may ultimately lead to the same goal – discharge of your debts.
No. Chapter 13 requires zero down and generally achieves the same result as Chapter 7