When you are overwhelmed with debt, the thought of paying an attorney to file a chapter 7 is probably the first thing on your mind.
These are non-lawyer fees that add to the total cost of a Chapter 7 Bankruptcy. The filing fee is currently $338. If you meet the income requirements, you may be able to waive the filing fee.
The cost of the pre-filing credit counseling course varies but expect to spend between $15 – $50 to get your counseling completed. You will also need to do a post-filing credit counseling course after your case is filed. Expect to pay about the same price.
A 3-bureau credit report can be requested for free HERE but you only get to pull it once per year. CreditKarma will allow you to access TransUnion and Equifax but the free option at the time of this writing does not include account numbers. You can also purchase a credit report from Experian.
So how much is a chapter 7 bankruptcy? The answer really depends on the complexity of your case. Since every case is different, the following should be viewed as just a general guide:
One thing to keep in mind is that no two bankruptcies are completely alike. Bankruptcy in Kansas can be relatively simple and straightforward. However, more often than not, a personal bankruptcy will carry at least one complex issue that requires the assistance of a skilled and experienced Kansas Bankruptcy Lawyer.
Bankruptcy is often more complex than many people realize – a “simple” bankruptcy can turn upside down in a hurry, and a good attorney is often the difference between getting a discharge and keeping all your property or having things go completely wrong.
How Much Is A Chapter 7 Bankruptcy? If you have questions about what a Chapter 7 Bankruptcy will cost you, please give us a call at 785-727-7700 for a FREE Consultation over the phone or in person or you can email us now.